The fact that you’re responding to no one makes this top tier

I hear these suck. No battery life and bad cooling.

Sounds like the same thing except for access list. I was unsuccessful those working oreviously

Are you asking about one’s ability to retain projects in one’s memory or how long one keeps a project before deciding it’s not gonna happen?

Answer to one is I write it all down because I’ll forget. Answer two months.

Cloudflare is only providing the letsencrypt cert.

Could you explain/link your method? :)

I am using letsencrypt on NPM. You mean only locally?

NPM is in my post…

Not at minimum keeping it in a HYSA is losing 5% per year

HYSA is liquid. Index is one step away from liquid

Family, decorations, giving, and drama

Emergency fund money should be in a HYSA at least if not index funds.

Yes, in 35 years with compound interest that would end up between 35-85k ;) sounds great to me

Didn’t know that!

Btw you can block instances in your settings. Also I would argue lemmy.ml is not as “tankie” as the other two.

I want to say selfhosting but that seems not so special on Lemmy. If I can host it myself and it’s FOSS I do it.

What does this even mean

How do you even do that?

I would still say that’s not true… I probably make half as much as you but I just try to be extremely frugal… just saying it’s doable

Of course on the world stage this varies per country but I agree that a big of savings can get you there by retirement, especially if done early.

In China a common goal is to save 140k USD then invest it and retire by one’s mid 30s living a simple life.

If you max out your ROTH IRA every year until retirement that is possible (for the US). Yes, I believe one can easily save and invest in index funds. Based on compound interest with a return rate of 3-7% one could expect 450,000-1.05 mil after 35 years of working. That’s 583$ post tax dollars a month.

Post kids it’s been more difficult but I even picked up an extra job to make sure I can max out my retirement investments.

For everyone? Absolutely not. It is obtainable though. Even half of that per month would result in similarly good returns. The problem is investment education. Reminds me of my local communist reading group who to my surprise didn’t know anything about investing even though capital is like their whole thing.