Somehow you turned something so lighthearted into something so pointlessly judgemental.

Like yeah we shouldn’t eat sugary cereals, and if it’s expensive a good alternative is to cut it out. This is just facts.

No need to go digging around their post history like that. It’s just kinda weird

Guess Americans can flee to Cuba

In this case I understand not downsizing until your kids are established with a job/place to live.

Depending on equity and their mortgage payment it may not even be possible to downsize without paying more per month. That’s the insanity of the current market.

Remember this is an occupied family home with an unoccupied room. Not a whole property.

What would you suggest?

Sure you can argue they dont need that space, but a lot of kids return after college. If I had kids I’d only downsize once they are well established. It’s about ensuring the security of your family and ensuring they have a place to come back to.

Is it better to let that sit space vacant for 4+ years though?

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Not an apartment complex, but a building makes sense.

I’m not saying it’s just, but there are some loans that allow you to buy a quadplex but you have to live there. You are free to rent out the remaining units.

Exactly, I’d argue kids are the most likely to go to lengths to circumvent the rules

Forget tax havens, eventually some countries will probably become content havens and sell server space hosted there. Probably some carribean island

Depending on the company/the department, it’s also a goal to avoid legal trouble. Which can sometimes benefit the employee, but if HR is acting in your benefit there’s a decent chance you could have sued the company

Yeah stealing from random people to “survive” is not okay.

This isn’t stealing food from a store this is taking money from everyday people’s trying to rent an apartment