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Joined 1 year ago
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Cake day: July 5th, 2023

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  • When you carry it by the handle it’s so long that it may scratch the ground

    Always assumed that’s a short person problem. Source: Am short, same thing happens to me.

    Maybe there’s a better way to deal with that but what I usually do is add a knot to each handle so the handles are shorter, that way the bags are higher from the ground.

    That’s when using re-usable grocery bags/totes with long handles.






  • Coincidentally, for no real reason I ponder this sort of stuff too! But I’m much more pessimistic about the outcomes haha.

    The real answer to this stuff would be to find a financial advisor, I suspect setting up a trust and giving out x amount of money per year is the most sane approach.

    re: your options

    Give them a lump sum of $X million. They eat the taxes the first year and handle the savings themselves.

    Keep in mind people tend to be terrible with money/finance. And also keep in mind you cannot force people to do what you think they should do with their money.

    There will be a good percentage of people that will neglect any advice about keeping that $$ for taxes & such and will come back to you in a year asking for more $$ to cover the the taxes and expenses that they are facing - after all you were the one that put them in that position.

    The other percentage of people will have remembered to keep some $$ to cover taxes but will likely still bankrupt themselves in the next few years - they too will come back to you asking for more $$ because, well none of that would have happened without you starting it all.

    Hopefully you’ll have a few people that didn’t blow it all & maybe invested it, or at least paid off their bills and mortgages.

    Create a company and hire them to “work” one hour a month for a big salary. If you put $25m in an account, the interest covers the salary. They get a steady bonus income with the added bonus of getting the best insurance available. Is that legal?

    Not sure on the legality, I guess you’re essentially creating some sort of shell company? Keep in mind both the company and the “employees” will be facing taxes. Those “employees” are going to end up in entirely new tax brackets depending how high you bumped their yearly incomes.

    On the upside they would be paying way, way more into social security so at least they’ll end up with a bit more coming back in their later years if social security still exists. And you could maybe do things like auto-enroll them into a 401k and invest that into retirement savings… as long as each “employee” doesn’t somehow screw that up since each 401k account is technically their own and you can’t force your will on people to do things with their own money.

    Set up a “shared” checking account they can use to pay for…whatever. But would these expenses count towards the gift tax? I do not know.

    Not sure on that one but I suspect that’s just another version of gift tax like you said. You’d better talk to a financial advisor.

    Buy houses and let them live there rent-free. I don’t really like this one because I don’t want to be a lord to my friends and family.

    The smart ones will immediately sell, even if they sell at a loss they’ll make free money. The less smart ones will come back to you ever few years when something needs to be done with the house, it’s very possible many of those people will be living in houses they can’t actually afford to maintain and upkeep and you put them in that situation in the first place…


  • That could probably be its own post, people have pretty strong opinions on that haha.

    Me personally I’ve always been partial to Mario Kart 64 (& I know lots of people hate on it). It has just the right balance of speed and driving mechanics that make it a good racing game. Later on remember playing the follow-up on the Gamecube (Mario Kart Double Dash) & I never really liked that one, it just feels kind of slow/sluggish compared to 64. Like it’s trying to be a racing game but it just runs too slow IMO.


  • I turn the water off.

    Growing up we used to live in a house with what I swear was the smallest boiler ever so the hot water would only last for maybe 1-2 showers before needing some time to get hot again. So leaving the water running meant no hot water midway through the shower, or forcing the next person to wait to take a shower.

    It’s a habit that stuck with me ever since, I’ve found that I don’t really need the water running the whole time anyway.



  • Years back I bought a used Herman Miller Aeron, it was way out of warranty but also way cheaper vs buying new. Totally worth it, I do like mesh chairs and the Aeron is one of the best in its class. Plus it has a ton of adjustable levers if that’s your thing.

    The only thing I screwed up was the sizing, those chairs come in different sizes and I probably should have gone for one size smaller but it’s not a big deal. Sizing is something to keep in mind when chair shopping, they’re not all one size fits all and you may want something specific to your height/weight for better support.


  • No, not since high school / moving out of the house. I did live in the house for a few years after high school while commuting to a local college and working part-time (full-time during the summer), that certainly helped me get on my own feet even if it wasn’t specifically financial.

    My parents weren’t particularly wealthy. At one point they had even declared bankruptcy so I didn’t try too hard to get any school loans through them let alone anything else regarding money.


  • the web page essentially accuses me of being a criminal and asks for my bank records. No way in hell.

    Yeah don’t bother doing that. All that will accomplish is them gathering even more information on you, they rarely/never actually unlock your account & let you use it again. You’ve been permanently blacklisted on their service, just move on. And honestly you don’t need Paypal anyway.

    Similar stupid thing happened to me too I think about 10-15 years ago, I was using virtual credit card numbers that my credit card company was generating for me & Paypal thought that was suspicious enough to close my account & permanently blacklist me LOL.

    Fun fact: I did learn over the years that I can temporarily create new Paypal account(s) as long as I don’t use the same mailing/billing addresses or credit cards/bank accounts. But then it’s just a waiting game, they usually figure it out eventually and close the Paypal account yet again.




  • It was fine. In NYC roommates and I have been in different apartments that were both 5 and 6 floor walkups. This was when we were in our 20’s - early 40’s. Thing is that after a few weeks you don’t really notice the stairs anymore. Bonus is your legs will be pretty strong!

    Sure we also had to lug groceries/laundry up the same flight of stairs, a bit annoying but nothing unusual. Didn’t have a car either so all that stuff would get carried x amount of blocks from the apartment or even a subway trip.

    In my late 40’s / going into 50’s I’m not so sure I’d still do those type of walkups anymore.

    PS - Yeah pay for movers when doing moves in/out of walkup buildings, you really don’t want to do that yourself. It’s fine when you only need to go up the stairs once/twice a day but repeatedly for a move is much harder.




  • Over 800. In my case there’s plenty of credit history since I’ve been using credit cards for just about all purchases that can be paid that way. All the credit cards get paid off in full every month.

    Here in the U.S. credit scores are an unfortunate reality so it’s good to maintain some sort of credit history whether it’s credit cards, loans/mortgages, etc.