What to do: have 6 figures in the bank. Buy shiity flat, buy expensive flat or just continue to enjoy number going up. No kids. No hope. Im leaning towards shitty flat because i’d pay it off quickly but if all goes to hell then does it matter?
Genuine question. Current living situation is irritating but cheap.
I appreciate that.
That’s fair, and it’s now put you in the position to be able to branch out. As long as you keep it reasonable, there’s no harm in spending some. Do the smart stuff, emergency funds and all that, then you should be all set to try some things out. Might even have enough to do some safe investing (but probably talk to an expert first).
I’m too far the other way, single no kids and renting, but no savings either. So ¯\_(ツ)_/¯