What to do: have 6 figures in the bank. Buy shiity flat, buy expensive flat or just continue to enjoy number going up. No kids. No hope. Im leaning towards shitty flat because i’d pay it off quickly but if all goes to hell then does it matter?
Genuine question. Current living situation is irritating but cheap.
What do you want out of it? Owning adds responsibilities and costs. If you don’t have a reason to own other than you can, why take on those responsibilities and costs?
Owning a property is not just an investment, not just not paying rent, but a commitment. Some of us consider it well worth it. Some of us even like that part of it. But consider whether that’s you