I could go to the local ATM and buy Bitcoin anonymously right now. So, unlike a credit card, it can be used anonymously. Monero is better of course and it doesn’t matter how many people use it. Even if a store doesn’t accept it directly, you can use it to buy gift cards for any store.

I don’t care what most crypto people do, it’s irrelevant, just like the price is irrelevant and doesn’t affect my ability to use this technology.