Climate change is largely America’s fault, so Kerry’s statement seems asinine to me, and quickly erases the already low levels of respect I’ve had for him.

Google tells me BofA’s net worth is around $228-billion, so these fines and refunds add up to about 1/10th of 1% of the company’s value.

What does the bank get for that money? No charges against anyone involved in at least tens of thousands of felonies, which seem quite similar to many thousands of earlier felonies nobody at the bank was charged with, in 2014 and 2022.

If I committed tens of thousands of felonies, repeatedly, could I get BofA’s deal? I’m worth about $5,000, including my life savings and everything I own, so I’d have to pay a $5 fine.