Well the good news is that the Biden admin is currently trying to do something about the situation. The root cause is PBMs basically using their market power to squeeze everyone and redirect all the profit to themselves leaving nothing for the actual pharmacies. The FTC under Lina Khan has been investigating the issue for a while now and is currently starting litigation against the PBMs. It would be nice if we could get a functional congress that would pass good legislation to solve the issue instead of leaning on the limited power of regulators and unreliable and sometimes corrupt courts though.

I use graphene os and its great and fairly easy to install. Only works on Pixel devices though so you would have to get one of those.

I live in St. Louis and you can still get decent houses in nice neighborhoods in the 200 - 300k range though it is getting a bit harder.