Or like, use the ample parental controls to limit their time to a reasonable amount 🤷‍♂️.

Then you are in the 30%, and that sucks, and we can do better., it’s shitty that you live that way with that stress.

What’s confusing?

After you deduct rent, insurance, cars, gas, most Americans spend ALL the rest. I get wanting to spend some of that and enjoy life, but All? Some people are just incredibly uneducated (systematic to a degree) and shitty with self control. Another poster posted actual data but the tldr is only 30% of Americans live week to week by necessity. Again, we can and should do better but this is such a stupid stat to keep popping up.

Most Americans are just shitty at saving. Again, MOST, after expenses are accounted for still don’t save. Skill issue.