Wait no, but get this… OCTUPLE PEPPERONI!!
Wait no, but get this… OCTUPLE PEPPERONI!!
Basically nothing. If you wanted to show up to a polling station and claim to be your neighbor to steal their vote, there is really nothing stopping you. Except that, yaknow, you would have to get off your ass and go do it. Which is why voter fraud is essentially a non-issue. The number of fraudulent votes any given person could cast would be negligible in terms of the total ballots cast in an election. So the individual has little chance of swaying the election, and knows it. So there is no benefit for them. And in return for no benefit, they would need to leave their house and essentially do paperwork, which is annoying and boring.
Like, if you’re going to go to the trouble of committing a federal crime, you might as well commit a profitable crime.


Honestly, just take a moment to feel whatever embarassment you feel about this event and accept that it happened. You can’t do anything about it now, except learn from it.
I would say, in general, when you are in unfamiliar company you should just keep an eye on whatever everyone else is doing and follow their lead.


These calculations are all inflation adjusted. If you are happy on 20k per year, the 4% rule allows you to withdrawl 20k inflation adjusted from your investments per year basically indefinitely.


Its kinda to bad we can’t all be able to take a one semester sebattical every 5 years or so and take like 3 classes and live on a campus and see what things are like. It would kinda be cool.
> Show up on campus 5 years later.
> Excited to learn new things, meet new people.
> Wait, no
> nonono
>
> I"m OOOOOOOOLLLLLDDDDDDD!!!


I retired at 32. This is what most people mean when they talk about early retirement. See my much longer comment in this thread.


I mean, I dont think the line of inquiry is bad. But you shouldn’t switch your SSRIs for oranges just yet.


@favoredponcho@lemmy.zip This is the correct answer.
As another commenter said, it depends a lot on your lifestyle goals. Obviously the answer will be different if you want to spend your time sleeping in a hammock on a beach in Nicaragua eating whatever fruit grows on the nearby trees, versus if you want to pop champagne on your yacht every night with IG models. This is the biggest split in the FIRE community - leanFIRE, or fatFIRE. LeanFIRE emphasizes reducing lifestyle cost in order to retire earlier, while fatFIRE emphasizes increasing income in order to enjoy a more luxurious retirement. As a lemming, I think I am safe in assuming you are more interested in the former.
So then, among leanFIRE, you should decide exactly what flavor you want to pursue.
A fairly traditional leanFIRE would be something like working a somewhat lucrative job, like software or accounting, while you live a very modest life. eg, buying a house, renting it out, and then building yourself a tiny house in the back yard to live in, so you can live rent free. Keeping some chickens and a vegetable garden, and riding a bicycle for most of your transportation needs. You then work your job, saving as much money as possible until you have 20x your annual COL in some stable index funds, and then you quit.
An important note here is that for this to be worth it, your leanFIRE must not be a “starvation FIRE”. You can be happy living a modest lifestyle, and you can learn to be happy living an even more modest lifestyle - but if you aren’t happy with the lifestyle you are building for yourself, then what is the point? So probably the biggest asterisk in all of this is that YOU SHOULD NOT BE WAITING FOR RETIREMENT TO MAKE YOU HAPPY. If you are accepting misery during the period in your life when you are working 9-5 and hoping that quitting your job will make you happier, then you are, at best, simply delaying being happy for years. Because while your happiness can be influenced by ourside factors, at the end of the day, happiness is about what is going on in your head, not what is going on in the world. So regardless of your flavor of retirement, retiring should be about going from happy to happier, not about going from misery to happiness - because the latter ends up actually being a transition from misery to misery but with more free time. So if you are eating rice and beans shivering in a cold apartment in order to save a few bucks to retire sooner, and you hate it, then this is counterproductive. If you are miserable in your life right now, I won’t tell you not to work towards FIRE. And I won’t tell you not to tighten your belt and suffer a little. But at the same time, you should recognize that the biggest thing that will impact your happiness is accepting that you have the ability to be happy right now, and working on that at the same time.
Anyway, suppose you want to get to a semi-retirement even sooner. One strategy here is coastFIRE. This is where you plow money into your investments as quickly as possible so that they will then eventually reach maturity at a traditional retirement age as long as you don’t touch them ahead of time. So suppose you are happy living on 20k/yr. The 4% rule says you need $400k in the market as principle. So then your goal is to put enough money in the market so that you will have $400k when you are at traditional retirement age - which depending on how old you are right now, is significantly less because of the power of compound interest. Lets do some math.
PV (present value) = how much you need invested when you hit coastFIRE such that you will have 400k in the bank at retirement age.
FV (future value) = 400k. The amount you want invested when you start withdrawling cash to live on.
r = anticipated real annual return (all these numbers are inflation-adjusted. That’s the “real” part)
n = number of years in the market. The difference between your official retirement date and your coastFIRE date.
The formula is PV = FV/(1+r)^n
So suppose you want to hit coastFIRE at 30, and retire at 60. So n is 30. And lets assume a conservative 7% real return in the market. Then
PV = FV/(1+r)^n = 400000/(1.07)^30 = $52,200
So plunk $52,000 in your 401k, and now you only need to work to cover your living expenses. Which you can do as an accountant by, say, just working during tax season. Or as a software developer by just picking up occasional contract gigs.
Another option here is what is called baristaFIRE. This is coastFIRE, but rather than continue working your lucritive (but often unenjoyable and stressful) job, you switch to working a job you enjoy. For many people, that might be being a barista. Or it could be any number of similar enjoyable but low paying jobs, like raft guiding or teaching martial arts or making art. This is currently my strategy, where I work as a rigger for concerts for part of the year, then bounce and do whatever for most of the rest.
And another option to consider is what is called geoarbitrage. This is essentially just moving somewhere with a lower cost of living before or after retirement. For example, if you get a software job in SF, then get a remote work option and move to Thailand and decide you want to live the rest of your life there, you can retire very quickly.
So if you want to retire early, your main priority is creating a lifestyle you are happy with which has as low of annual expenses as possible.
Then, don’t neglect working to increase your income via chasing raises and promotions and switching companies.
Then, invest the difference in index funds (most traditional), real estate (a factor in most FIRE peoples portfolio, at least for their own residence), and/or a personal/local business (highest yield, but the most work and biggest risk).
Finally, do note that by pursuing early retirement, you are officially a capitalist. You are using the money you earned as the investment capital of some sort of business enterprise, and are then getting paid by the enterprise for the privilege of using your money. So everyone here hates you. Sorry.


I would really not recommend talking to a financial advisor about this without really knowing what you want. They are, by their nature, quite financially conservative, and their main clientele are people who are in their 50s or older. “Retiring early” to them, means retiring at 58.


I would love to see a clinical trial done to definitively show that eating citrus can lower the risk of depression,
Ie, there are no clinical trials, this is just the result of running statistical analysis on large datasets that rely on self-reported data, along with a proposed causitive mechanism.
My guess at an alternative explaination: people who eat healthy diets and generally take care of themselves have a lower risk of depression. One significant factor in this is eating fruit. People on answering questions on a survey, even an anonymous survey, are embarassed to admit that they’ve only eaten McDonalds this week, and so imagine/justify eating some fruit, and the imaginary fruit that they are eating is apples and bananas, since that is the most stereotypical fruit to think of. People who actually live a healthy lifestyle are thinking of actual instances where they ate specific fruits, and are thus far more likely to report eating oranges. Oranges are a very common fruit to eat, since they are generally palatable, convenient, and cheap. Compare to mangos (messy, inconvenient) or blackberries (expensive), oranges are common enough that they can actually produce some sort of signal in the data. Then tack on maybe some accidental p-hacking (some fruit somewhere in the data was bound to indicate that eating fruit is good for your health), and you get this result.
Watch out for your 50 year old Aunt to tell you that drinking margaritas cures depression after she sees it on The View a month from now.


🤯


Subtract effort involved from expected emotional benefit.
To actually make your neighbors hedge bigger, you would need to plant new plants next to the additional plants, and tend to them to ensure they don’t die after being transplanted. Which is basically landscaping. Which us a job that pays decently primarily because it is a lot of effortful and unpleasant work. And to make your prank work, you will be doing additional labor to hide the fact that you are landscaping your neighbor’s yard, and will also be working at odd hours - either the middle of the day when they are at work, or more likely (assuming you have a job) late at night. So you are basically taking on a part time job for several months to do this right.
Then, the payoff. Most likely, this person doesnt notice at all for quite a while. When they do notice, the maximum possible payoff you will get is that you run into them in their yard, and they make some offhand small talk comment about “my hedges sure are growing a lot this year”, just before they take a hedge trimmer to them, destroying months of your labor in a few minutes.
A good prank is higher in payoff than it is in effort. Like handing someone a gross prank-flavored jellybean. Or (if you want revenge on someone for some reason) hiding raw fish in their car.
Your idea doesn’t meet this critia. It seems like a lot of work for something the person being pranked wont even notice


This very much feels like a waste of time, even if it did work.
Lemmy’s hate of AI art is so weird, because, like, if you don’t like how it looks, whatever. But being angry at AI for taking human artists jobs is such a weird hill to die on, because none of these artists had a job doing art before AI either


I feel like this guy could benefit from a script and some editing. I got several minutes in before I gave up on him ever finding his point.


I mean, I feel like R4R communities never work out very well because reddit/lemmy/piefed posts are, by their nature, ephemeral. It is weird to find or respond to a post more than a few hours old, so to find your person/people, it takes quite a bit of luck for you to post, the within a few hours someone looking for what you are offering in the same city where you live happens to check the sub/comm.
Otoh, if you start /c/SydneyCalisthnics, it will probably look like a pretty dead community for quite a while, which will drive people away.
Instead, I think a good place to start would be a weekly post in /c/Sydney detailing various events/meetups/etc that week, where regular events are in the post header, and then people can comment to tell people about their own events or meetups they want to promote.


I know you said no religious books… but I feel like I have to mention the Gutenberg Bible. Not for the religious aspects itself, but for the impact it had on the world via creating the means and purpose for an average person to gain literacy, and because it then caused the Protestant reformation.


In a similar vein, the scientific journal that described the Haber Process, a chemical process that could be used to synthesize ammonia, which could then be used as a fertilizer to provide nitrogen to crops.
The cheap availability of nitrogen fertilizers was probably the biggest contributer to the “Green Revolution” in the mid 20th century, which massively increased agricultural yeilds. And those massive increases in agricultural yeilds are why, worldwide, hunger has dropped to historically low levels in the last century.


I think probably the “purest” form of egg I eat is hard/soft boiled. In this case, I feel like there isn’t much of a smell, and it is fairly neutral. The taste of the whites is fairly neutral. Hardboiled yoke I’m not a huge fan of, but will eat out of habit. Soft boiled yoke is deliscious, and is the best form of egg.
Beyond that, eggs are great because they don’t have all that much flavor themselves, but are very versitile in their ability to carry other flavors in various forms. Eg, cheese, spices, and chili peppers in a breakfast burrito; salt, pepper, and butter on an over easy egg, with some toast dipped in the yoke; etc.
Its kind of like chicken. Chicken on its own doesnt taste that great. It tastes great when it is spiced and cooked well.
So all the pizza chains have their conveyor belt ovens so they can churn out pizzas super fast. But what if we just kept feeding one really long pizza through it? An endless pizza!!