No. If you’ve been saving for 30 years, then you’ll have 30 years of accumulated 10±20% annual gains, which should be something like 16x your start, but could be 100x if you’re lucky or 1x if you’re not. Regardless, an historic crash on retirement day may take that down to 12x your start, which is still pretty good, and will be fixed by the following couple years.
My folks have been spinning off their treasures for a couple decades now. They waited until their kids had already established & furnished their own households, so a lot of it ended up in the category of “Yes, I can put this in the trash for you.”
Lifespans are at the awkward stage where the kids are too old and the grandkids too young to want any of those household staples.
I really hope there’s a store called “Dead People’s Stuff.”
I really enjoy lying in a warm, comfortable bed, especially a little groggy from sleep. I’m happy to wake up an hour or so ahead of my alarm so I can have that experience. That said, if my mind is really racing with anticipation of the day’s concerns, it kind of wrecks the lie-in. I’ll get up an hour or two early, have an extra special breakfast, start chores or some other thing I didn’t think I had time for.
Does his vote still count if he dies between now and then? One of the infamous “dead people voting.”
That took 2 months. She served 4 days while deputies were empowered by another court case to do her job and right-wing nutjobs paid her bills. Then she met the Pope.
A Georgia election official who gums up the works for two months to give cover to a Trump victory is getting a big promotion.
Yeah, if this is what it takes to get new design nuclear facilities in the US, then I’m counting it a win, but I won’t count it either way until the watts come out. Who knows: if they run ok, an actual power company might even try one.
Doesn’t matter: there’s no one to enforce the judge’s ruling and no penalty for refusing, so anyone who does decide not to certify an election faces…sternly worded letter? lawsuit? contempt of court if that goes against them?
As we saw through Trump’s first term, laws only work if there are penalties, and penalties only work if there is someone to enforce them.
They released doorbell video of the incident. Dude’s running through the neighborhood, half naked, yelling incoherently. Runs up to the home, pounds on the door, rolls around on the porch, still yelling, something about his girlfriend. Bath salts type of crazy.
I used to pay a particular company by purchase order for this exact reason. CC takes 2-3% of the payment, but purchase order - they’ve got to get themselves into the company system, track the PO, invoice, track the payment…at the time, a common estimate was $50 to process a PO, and if you’re only buying $100 batches, that’s a big hit. Did not like that company, but they were the only place to get whatever it was I had to buy.
Wow. I thought I lived in a pretty walkable part of Atlanta. I really only use my car for the grocery or a ‘big’ shopping trip.
If you’re technically inclined, Big Clive has a tutorial for ‘fixing’ most bulbs not to overdrive the LEDs by removing or changing a single resistor. https://www.youtube.com/watch?v=5HTa2jVi_rc
They only need to throw one or two counties - Fulton or Dekalb - into chaos, and they’ve got the groundwork laid. After 2020, the legislature voted themselves the power to take over county boards of elections and immediately started investigations to show that Fulton’s board were incompetent. The state board now lets and random county official contest certification, more or less guaranteeing chaos and calls for the legislature to take over. Throw out Fulton County, and Georgia goes back to solid red.
Woodworking planes.
You can go to Home Depot and get a plane for $15-20, and it will - mostly - cut wood. Spend $50-60 and get a decent name brand tool that gives a lot less grief. Spend $500 and get a Lie Nielsen that’s just on another level.
Here’s the thing, though: you have to be pretty competent to appreciate the difference between the $50 and $500 tools; and if you know what you’re doing, you can easily tune the $15 so it works almost as well as the $500. Buy cheap to get started; upgrade if it turns out you stick with the hobby. I’ll never know if I could have learned easier/faster starting with a $50 plane, but my guess is that I’d still have been gouging the shit out of everything.
Trump is exactly the kind of Karen who would describe anyone disagreeing with him as ‘having a mental health episode.’
It kind of sounds like OP morphed from hobbyist to investor, then lost interest when his investment lost value.
There’s a lot of hobbies that offer a path to professional, and I’ve watched friends go down that path. It’s rarely a good experience - there’s all kind of things you have to do as a professional to make a living that you can blow off as a hobbyist/volunteer. There’s a lot more stress when success or failure is tied to whether you eat or not. You lose a lot of freedom to tell dickheads to fuck off.
Never been into collectibles, myself, but the investment pressure seems insidious. Like, it’s one thing to trade cards among friends because you got doubles of something your buddy’s missing, but buying a rare card because it’s “underpriced” to hold until its price recovers is very different. The money is pressure to change from looking at your collection as good, fun, or complete and to looking at its presumptive cash value. Then you’ve stopped being a collector and started being a businessman.
Without an adblocker, I used to mute the system and put youtube in a background window. Do something else long enough for the video and all its ads to play, then go watch it. They wouldn’t play the ads on a second play through, and it would interrupt the cycle of constantly playing a new video.
You know that people pay taxes on the wealth embodied in their house, every year, right? Not even their equity in the house, but the full value - both the piece they own and the piece the bank still owns. Their primary residence is most of the wealth for most of the middle class, so we already have a wealth tax for everyone but the ultra-wealthy.
I’m sure you’ll understand if the rest of us are skeptical of a guy worth $20M arguing against a wealth tax.
I mean, you’re right that restricted shares are a special problem in assessing “wealth,” but that’s why tax laws are complicated and full of loopholes.
RAID is more likely to fail than a single disk. You have the chance of single-disk failure, multiplied by the number of disks, plus the chance of controller failure.
RAID 1 and RAID 5 protect against that by sharing data across multiple disks, so you can re-create a failed drive, but failure of the controller may be unrecoverable, depending on availability of new, exact-same controller. With failure of 1 disk in RAID 1, you should be able to use the array ‘degraded,’ as long as your controller still works. Depending on how the controller works, that disk may or may not be recognizable to another system without the controller.
RAID 1 disks are not just 2 copies of normal disks. Example: I use software RAID 1, and if I take one of the drives to another system, that system recognizes it as a RAID disk and creates a single-disk, degraded RAID array with it. I can mount the array, but if I try to mount the single disk directly, I get filesystem errors.