• Neuromancer@lemm.ee
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    2 years ago

    Nothing will be repoed. They may garnish your wages but at the end of the day, there is no collateral.

    • cbarrick@lemmy.world
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      2 years ago

      Garnished wages is still a huge problem.

      Student loans are not forgiven in bankruptcy.

      The federal government will garnish borrowers wages until they are paid, even if the borrower is bankrupt.

      • Neuromancer@lemm.ee
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        2 years ago

        They look at your wages and expenses. I knew a dentist who got garnished 10 dollars a month. That’s all he could afford.

        You can’t take blood from a turnip

        • jpreston2005@lemmy.world
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          2 years ago

          i applied for income based repayment program 3-4 different times, always denied. I was making around 2k/month, and they wanted me to pay $1000/month. after getting rejected the third or fourth time, I just stopped even attempting to handle the debt in good faith.

          • Neuromancer@lemm.ee
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            2 years ago

            That is insane. I don’t think college should be free but it needs to be less expensive. It shouldn’t cost an arm and leg to go to college and cost more than a car. I strongly support a subsidized school system that is reasonably priced. Free just means fewer people would be able to go. That is how most other countries handle the situation. I want everyone to have access to a low cost education to better themselves either for a job or just for personal enjoyment. I am always taking college classes but it has become a strain on my budget.