I’ve tried Gerbing gloves, but they’re just not working for me; I keep blowing fuses. I’m going to try Hippo Hands and heated grips this year (…but I need longer clip-ons for the heated grips; I think that they’re intended more for adventure bikes). I typically have a Klim balaclava under my helmet which is mostly good enough. Pinlock inserts are fantastic when you can get them to seal correctly; I’ve considered using clear silicone caulk to ensure a good (albeit permanent) seal. I’ll wear a hoody under my jacket, and insulated tights under my pants, and a decent pair of wool hiking socks in my boots. (Oh, and waterproof boots are def. better in the winter.) Finall, I put Fly Racing rain gear on over my regularly riding gear, and that keeps the wind off well enough that I can make my ride to and from work down to about 20F without being too cold at 80, 85mph.