Payment processors are a blight
Actually yeah. Completely useless intermediaries just leeching other peoples money.
I understand the sentiment but payments are quite a bit more complex that people tend to realize. For most companies, handling payments directly without an intermediary is far too expensive, complex and risky.
Fuck MasterCard and VISA btw.
Source: I work for a PSP.
What’s a PSP
Payment Service Provider
Payment Service Providers sit in between companies (eg webshops) and payment methods/banks/card schemes. So as a webshop, instead of having to integrate with a bank to do transfers or with PayPal, you only integrate with the PSP. A lot simpler to do, and instead of having to chase each individual payment method for your money, the PSP will handle that for you. They can also provide additional services like a unified dispute view, credit management, small loans, etc…
something tells me its a surveillance group behind these demands, currently right wing governments along side things like palintir is wanting to feed its AI with the data they acquire from dissidents.
You know how sometimes a story seems so completely crazy, that you wonder what detail has been left out? Like… the payment provider just randomly wanted a list of all passwords? What?
Holy shit you weren’t kidding
Over the past few months, our former payment provider Nexi S.p.A. (“Nexi”) requested access to private data, which we understood to be specifically the usernames and passwords of our supporters. We have refused this request. All our attempts to clarify Nexi’s request, or to understand how their need for such information was necessary and legal, were met with what we consider to be vague and unsatisfactory explanations relating to a general need for risk analysis.
I think that was an exaggeration. They likely “just” wanted their account names and PII. It was simply not clear, and they never clarified it, which is absurd. Probably because it is illegal to ask, but if they get data willingly, they are out of trouble?
In case your client just spins trying to load the content like mine did:
Over the past few months, our former payment provider Nexi S.p.A. (“Nexi”) requested access to private data, which we understood to be specifically the usernames and passwords of our supporters. We have refused this request. All our attempts to clarify Nexi’s request, or to understand how their need for such information was necessary and legal, were met with what we consider to be vague and unsatisfactory explanations relating to a general need for risk analysis. > > Subsequently, we found ourselves unable to receive credit card donations through Nexi’s system. In the afternoon of 10 March, we were further informed that our contract had been cancelled a few days prior on 7 March, due to our supposed failure to meet their deadline to fulfil their request. This deadline was not communicated to us beforehand, despite us having been Nexi’s customer for the past 15 years. This is completely crazy! As 450 supporters are affected, that is a huge amount of donations that were cut off!
Nexi S.p.A. (“Nexi”) requested access to private data, which we understood to be specifically the usernames and passwords of our supporters. …relating to a general need for risk analysis.
I think they passed the risk analysis portion. Isn’t it more risk if they hand out usernames and passwords? That’s insane. They shouldn’t even have access to passwords.
Jerboa doesnt support crossposting and neither did lemmy web for me, so no idea how that is supposed to work
No worries. I use Voyager. I don’t think I’ve ever cross posted, but I think it works. I see others doing it all the time
Thls ls why crypto was invented
More than 450 current FSFE supporters who use automatic renewal with credit card or direct debit have been affected by Nexi’s actions.
EFSE has only 450 people giving recurring donations (using credit card or direct debit, at least)?! Never mind the payment processor bullshit, why aren’t more of y’all donating?
Many more likely use SEPA invoices or direct payments, which seem way better. But I dont know, the FSFE could absolutely use more donators, they are doing very important legal and policy work for free software.
