that’s gonna be a “nope” from me, dawg.
Easy!
🖕
Fuck. That. No website is worth that.
Ppl say this with such conviction but what about your bank website? What if it becomes industry standard and you have no other options? Just going to keep all your money in cash?
I changed banks when they asked for 2FA.
Why?
I refuse to have a phone line. I only get one for a month when I’m looking for a job. Got tired of paying a subscription fee just to get spam calls. All my communication is done through messaging apps and the only time I don’t have access to wifi is when I’m driving.
And because SMS 2FA is actually opening a common attack vector. I have yet to find a credit union I qualify for that uses TOTP or Yibikey.
That still requires getting personal information about the user, which is often enough without 2FA. 2FA still makes it more secure than not having it. It’s still a vulnerable step though, so users should be aware of that.
Start talking to someone at the credit Union. They are run by people, you might be able to convince them the risk and implement a safer method
Just a heads up, you can get a free phone number from Google, and probably other providers. If you’ve got a computer of some kind and an internet connection, you can make calls and texts from there. If that’s all you’re getting a phone for, don’t bother with the actual device.
https://support.google.com/voice/answer/115061?hl=en&co=GENIE.Platform%3DDesktop
Probably SMS or in-app 2FA. That’s what annoys me about banks: they claim to do things for security – which in their case it makes sense because they don’t need to harvest data to make money – but then go ahead and roll their own instead of using standards.
In Sweden the banks offer a choice between an app and a hardware token. You can just go with the token then.
I’ll drive to the fucking bank if I need them.
French banks don’t have that kind of external captcha. They are paranoid about it for good reasons. Also fuck Google, they are not worth it.
I deleted my banking app off my phone because it asked me for a selfie lol. I will absolutely switch banks over this.
Yep. Me too.
There’s some pretty obvious middle ground before making a deposit to the First National Bank of My Mattress. You could find a different bank that doesn’t use those captchas, or even do all your banking in person.
Ppl say this with such conviction but what about your bank website?
Prepaid debit cards exist. Load money at any convenience store. You can even get a routing number/account number for it so you can direct deposit to it. You call a number to check your balance or lock your card.
What if it becomes industry standard and you have no other options?
There’s no such thing on the internet. Most lemmy instances with a captcha use hcaptcha or similar since its cheaper (free, in fact), as an example.
What about investments?
Loading prepaid debit cards at gas stations sounds like a rough life. I’d like to think that I’d have more conviction for privacy if it came to that, but everyone has their line I guess.
What about investments?
Doesn’t affect 90+% of people, and the remaining population frankly doesn’t deserve privacy since they don’t have anything to complain about.
Loading prepaid debit cards at gas stations sounds like a rough life. I’d like to think that I’d have more conviction for privacy if it came to that, but everyone has their line I guess.
Genuinely not bad unless you’re a complete shut-in. It’s also how the bottom 20% of Americans deal with online bill pay and interact financially with the digital world.
If you’re living under capitalism and not investing in any way, that’s not really some noble act, it’s you voluntarily staying broke and dependent on others in the future.
Should at least have some form of retirement fund going so you don’t have to leech off the taxes paid by the young when you’re old.
If you’re living under capitalism and not investing in any way, that’s not really some noble act, it’s you voluntarily staying broke and dependent on others in the future.
I’ll let you know when I magically have spare money in the worst global economy since the great depression.
Should at least have some form of retirement fund going so you don’t have to leech off the taxes paid by the young when you’re old.
No one checks their 401k often. Most people don’t consider that investment given its a scam they likely won’t ever cash in.
USA people don’t have a state pension?
Man you sound so brainwashed to me. Very American.
You have to be pragmatic in life and play the hand you are dealt. I’m a commi at heart but not playing the capitalist circus just makes you homeless, not smart.
Very much not American but still investing what I can because no fucking way is the pension system still going to be there in 50 years, we haven’t produced enough children in decades.
I just got a letter regarding my FED tax return. They won’t send me a paper check due to an executive order signed by orange hitler. I absolutely do not want the federal government to have access to my bank data considering all the other rights violated along with the constitution. I now have to open a new checking account with $50 so I can get my shitty $50 refund without trump having access to my main account. (What’s to keep them from labeling me a terrorist and freezing my accounts? Gonna make that shit as hard as possible.)
bank acct or not, I’m sure they can freeze assets using your SSN if they really want to
…yes? Some of us are really hardline about stuff. I appreciate the convenience of my bank, but I have learned that if you have loyalty of an outside company, business, etc, you are their bitch. Now me, I don’t mind being a bitch, but it’s for select people. Companies can lick on my balls and suck the dick. I almost closed a credit card with several-thousand dollars in credit because they wanted to verify my person. That was a potential fraud situation though, so after a couple days I decided that is a mutual benefit to keep the card and proceed with the verification.
But this shit? Nah. I’ve closed other accounts (some financial), for lesser reasoning, in the past.
Banking works just fine without apps and websites. They mail you a statement every month. You have a local branch for deposits and withdrawals. They give you a plastic card you can use to make purchases and withdraw from ATMs.
Fair question, so I’ll pop another one, what about a banking app?
I will probably first switch banks. Maybe ask EU for anti monopoly?
I don’t think I’ve ever been with a Dutch bank (or any critical/government service actually) that used captchas.
Some of the smaller online-only banks did start using those weird face videos with the colours for verification though.
The tech giant says the system only analyzes hand-movement points from a short video, does not record audio, and deletes the footage after verification.
It’s just a short video guys, there’s even no audio! And they pinky promise to delete it.
What a fucking shitshow that is. Like, honestly, I’m fine with regular captchas, even if they are the shitty ones. The newer (?) captchas that force you to do solve 5 bullshit “place this there” captchas are already reason enough for me to just leave the site. But if you force me to record a video of me throwing gang signs at the camera, probably several times again, because the movement was not correctly identified, I’m sure as fuck to never visit anything related to you ever again.
I also love the irony that Google fights
peoplebots, while they are scraping the whole internet and investing into AI automation massively.If they do delete the video, they might still take a screen capture or something.
You just know that video is going to be turned into training data of some kind or another. I think visual and audio versions will be around forever, and I hear that you can enter inaccurate words in the audio prompt and still get through. Might as well train it funny if you must train it at all.
Here you go. 🖕
I have a hand gesture for it.
= they are looking to improve AI hands
And there we go.
I guess I know which hand gesture I’ll be making
What, so we can help fix the hands?
Yup. They didn’t have enough hands, kinky or Carl.
Do they need to capture my face as well?
╭∩╮(ಠ⌣ಠ)╭∩╮
Fun fact: Phone cameras now have enough resolution for AI to get your fingerprints off a photo
I now mess around with all captchas. Each time a site asks me to find x or click on y. I purposely click the wrong ones to help feed the algorithm!
I think you’re about 20 years too late to have any impact
One never stops learning 🙃
🖕
No.
⠀⠀⠀⠀⠀⠀⠀⢀⡤⠤⣄⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⣾⠀⠀⢸⡇⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⡏⠀⠀⢸⡇⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⡇⠀⠀⢸⡇⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⢸⡇⠀⠀⢸⡇⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⢀⡾⠋⠻⡇⠀⠀⢸⣧⣀⡀⠀⠀⠀⠀ ⠀⠀⢀⣾⠁⠀⠀⡇⠀⠀⢸⠁⠀⢹⣀⠀⠀⠀ ⢀⡴⠋⡟⠀⠀⢠⡇⠀⠀⢸⠀⠀⠀⡇⠉⢆⠀ ⡎⠀⠀⡇⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⢻⠀⠈⣆ ⢷⡀⠀⠁⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⢸ ⠀⠻⣦⡀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⢀⣾ ⠀⠀⠈⠻⣄⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⣠⠞⠁ ⠀⠀⠀⠀⠈⣷⠀⠀⠀⠀⠀⠀⠀⠀⢰⠋⠀⠀ ⠀⠀⠀⠀⠀⣿⠀⠀⠀⠀⠀⠀⠀⠀⡏⠀⠀⠀ ⠀⠀⠀⠀⠀⠛⠒⠒⠒⠒⠒⠒⠒⠚
Please drink a verification can.
