• chiliedogg@lemmy.world
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      10 months ago

      Having insurance isn’t a free money glitch. Insurance companies wouldn’t be able to operate if the insurance didn’t cost more than the claim payouts.

    • PrettyLights@lemmy.world
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      10 months ago

      And the more they use the coverage, the more it costs.

      Have you ever filed claims against your home or auto insurance? Even when it was fully in policy and not your fault, your rates likely spiked.