• Nobody@lemmy.world
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    6 months ago

    Organize a mass, simultaneous bankruptcy filing nationwide. Overwhelm the system with claims, and all debt collection ceases the moment you file for bankruptcy while the claims are being processed.

    • AlecSadler@sh.itjust.works
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      6 months ago

      I was thinking similar. Would be interesting to see what happens. I just wonder if it’d be possible to do on a mass scale before they catch on and start disallowing bankruptcy filings.

      Might devolve into everyone just ceasing payments on CCs, loans, mortgages period.

      • abigscaryhobo@lemmy.world
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        6 months ago

        Problem is things will have to get worse for a lot more people for that to really happen en masse, I support the idea but I wouldn’t probably stop because none of my debts are debilitating. I have a good savings and my only payment is my mortgage and whatever I put on my credit card that month. I’m not going to just stop paying my mortgage for a political movement, and a lot of other people won’t either, supporting or not, people don’t like risking their homes when they don’t technically have to.

        All the banks have to do is make examples of a few good people and all the others will likely fall back in line. Finances and debt is something that is very personal to a lot of peopl so people are hesitant to let that flag fly and unite publicly as well.

        • Ragnarok314159@sopuli.xyz
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          6 months ago

          Yeah, mass bankruptcy would be a dream for the finance industry. They will immediately own all our homes and rent them back and ridiculous rates, as well as absorbing cars. We would have to buy our cars back at higher interest rates.

          There are a lot of effective ways to protest, but everyone surrendering all their assets via bankruptcy isn’t going to be effective.