$1,000/mo in savings is pretty difficult for most people.

$300/mo, invested earning 8% for 40 years, does get to a million though (10% rate of return + 2% interest safe assumption.) This is as $60k/yr job, contributing 3% to a 401k with an employer match, not something that’s particularly rare.

I know prices are high and people are hurting… but there’s a lot of people who are just not really trying.