• 110 Posts
  • 777 Comments
Joined 1 year ago
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Cake day: June 15th, 2023

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  • Real talk, forget about a down payment. There are a bunch of different ways to get a 0 down mortgage with varying qualifiers so that chances you qualify for one of them is quite decent.

    Even if not, there are still a bunch of other ways to get low down payment mortgages for ~3% down or less.

    Toss out the old adage of “20% down or bust” and keep any money saved towards it for savings for all the other costs of home/closing













  • Who are you to dictate who needs what? I definitely “need” a smart fridge from my example because I always forget to make a list before I go to the grocery store. It would save me so much time and money.

    You honestly sound like the old fucks of ancient times past who always bitched about new “tech”:

    • Damn smartphones, ruining society
    • Damn internet, ruining society
    • Damn personal computers, ruining society
    • Damn video games, ruining society
    • Damn television, ruining society
    • Damn comic books, ruining society
    • Damn rock and roll music, ruining society
    • Damn jazz music, ruining society
    • Damn movies, ruining society
    • Damn automobiles, ruining society
    • Damn telephones, ruining society
    • Damn electricity, ruining society
    • Damn novels, ruining society
    • Damn newspapers, ruining society
    • Damn printing press, ruining society
    • Damn written language, ruining society
    • Damn iron tools, ruining society
    • Damn bronze weapons, ruining society
    • Damn agriculture, ruining society
    • Damn fire, ruining society

    Nothing is stopping you from running away into the mountains to life a tech free life


  • Are you mad about the technology or the underlying reasons it was born of? Honestly most people’s anger towards tech isn’t about the tech itself, but what it’s really used for

    For example, the smart fridge, on paper most people would find it a fantastic idea. But then the user-hostile features set in. An internal camera could helpfully analyze everything in your fridge and put together an ez shopping list, but then in reality we kinda get that because it was designed around things like selling data collection and ADs and then designed to break in a year or 2 and take out half the fridge along with it because they want to make more money off you every 2 years

    Now take the smart fridge in a world with strong privacy and consumer protection laws (and maybe even a capitalism free world) and it would be totally different, not only would you get cool things designed properly with heart and soul, but it’ll also last a long time. Modern tech doesn’t have to be as fragile as it is, NASAs space probes and rovers and satellites prove time and time again that “High Tech” can last with proper design and manufacturing. In the depths of space their shit is routinely lasting their original mission lengths. In space, in the top 10 most hostile places we know.