

It’s not a bad problem to have, TBH. The thing that stood out to me is what you consider “not necessary.” Other than this, you seem to have figured out a sensible budget, and you’re prioritizing your future self. I have the same thoughts whenever I make a large purchase, and sometimes they win out. Sometimes they don’t. The thing is do you feel like your frugality is keeping you from something, or negatively impacting your life?






Yes.