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Im doing pretty well. Living in Germany, educated parents. Did okay in school, never studied much though. Went to university, got my Masters in Mathematics (needed to study a lot for that, but its my passion anyway). Started working at an IT company in the same city.

3 years later, I have around 50k in savings now. We live in a small apartment, are in the middle of buying a house.

Capitalism is really fckd up, especially in the US. I try not to take advantage of it too much, up my monthly donations with every raise, vote left-ish, dont support big corporations.

I think the biggest factor for success is luck for being born under the right circumstances. Thats like 99%, the rest is having some self control.

Most people dont have heart attacks, so 2.5 times that is not really much.

For some time now I noticed a shift in how things are handled in the company I work at (small local company, when I joined we were 10 employees, now 3 years later were at 40). We used to be proud that our company is employee-friendly and not like big corporations, but recently it started to turn into ‘company vs employees’. I needed to express my concerns and set up a meeting with my boss who is also the owner of the company. The days before I was really anxious and constantly kept thinking about how the conversation might turn out and what would happen after that. In the end it was not that bad but I was really nervous at the time and came off as insecure, which makes me anxious remembering it.

Im shocked at how shocked you were at being shocked

Eat nuts and seeds

When I have to bring up an unpleasant topic with someone. Or remembering it afterwards.

Not sure what you mean. What would the No True Scotsman argument be in this case? It would need to make the same generalization while excluding the ones I mentioned, I dont see how that would work.

I send money to their funds directly, they distribute it according to their ranking. I got 2 reminder mails (last year and this year) and 1 mail with the donation receipt earlier this year.

Lots of charities focus on solving basic problems in developing countries, like building infrastructure or fighting corruption. They dont necessarily cause a dependency. Not saying you are wrong though, it is a complicated matter.

I thought the same until last year. Give https://givewell.org a look, they rank charities by efficiency and provide lots of insight.

Not all charities are like that, there are many that operate very transparently and actually make a difference. Just because some people take advantage of the system behind it does not make donating less impactful if you do a bit of research.

I started donating last year, 2 years into my first job. I was unsure then because my impression of charities was that the money probably doesnt go where they are saying, or just a small portion does.

Then I stumbled upon the GiveWell( https://givewell.org ) foundation. Their goal is to identify the most efficient charities using a range of criteria. I decided to start with 100€/month distributed 50/50 to fighting poverty and climate change respectively. I also decided that for every raise I get at my job Id raise the amount by 100€ and have done so once by now. I read that its easier to part with future money than with what you already own and it makes a lot of sense.

What are you even talking about?

Yea. Really sad to see the price theyre paying for making the right decision once is 20% of their stock price…

Stop spamming please?

In your ecample, doing something that aligns with your values still gives you something in return, for example a sense of accomplishment or pride. That was the point

You do realise none of the examples you brought up are actual communism. Theyre all bad attempts that were taken advantage of.

Thats like saying religion in general is bad because christianity ruined it

When SD card is the only criteria for a ‘high end’ phone

SpongeBob, obviously