- prescriptions: good, small minimal copay but can basically get whatever i need or ask for
- dental: good, annoying minor deductable but overall decent
- disabillity insurance: good
- life insurance: havent used yet and no forseeable dependants or stakeholders in that sort of thing but whatevs
- other medical stuff: havent used 99% of it but orthotics was awesome
Premiums for workers insurance? What backwards country are you from?
The insurance is paid by the company if you get injured and you don’t pay anything.
I realize that but you still pay however small a premium for it, check yo paychecks. The relevant point is its paid for, there’s nothing more to be earned or needing to be sufficiently destroyed before you are possibly or likely eligible to claim
You pay for both workplace accident insurance (like OSHA type shit) and private disabillity insurance (short + long), thru premiums altho the employer obv pays more