They aren’t paying because they don’t have the money, because the economy is terrible, and the jobs they were promised after going deep into debt for their education turned out to not exist, or are being replaced by AI. They don’t have the money to put into a bank account to pay later.
You’re lucky you can afford options for payment so that you can fantasize about alternatives. Most who aren’t paying don’t have options or alternatives, they just simply don’t have the money. Your solution amounts to “let them eat cake.”
Except for I remember back when the student loans repayments were paused, I remember multiple people openly saying I’m just not going to pay anymore. Not I can’t afford to pay, but rather they just weren’t going to pay. There’s a huge difference.
Your anecdotal evidence is not evidence of a nationwide trend, unless you just want to demonize an entire segment of people for willfully avoiding their financial obligations, instead of acknowledging that they simply can’t afford it in an economy that has been deliberately configured to make it impossible for them to succeed.
They aren’t paying because they don’t have the money, because the economy is terrible, and the jobs they were promised after going deep into debt for their education turned out to not exist, or are being replaced by AI. They don’t have the money to put into a bank account to pay later.
You’re lucky you can afford options for payment so that you can fantasize about alternatives. Most who aren’t paying don’t have options or alternatives, they just simply don’t have the money. Your solution amounts to “let them eat cake.”
Except for I remember back when the student loans repayments were paused, I remember multiple people openly saying I’m just not going to pay anymore. Not I can’t afford to pay, but rather they just weren’t going to pay. There’s a huge difference.
“I remember multiple people…”
Your anecdotal evidence is not evidence of a nationwide trend, unless you just want to demonize an entire segment of people for willfully avoiding their financial obligations, instead of acknowledging that they simply can’t afford it in an economy that has been deliberately configured to make it impossible for them to succeed.