these plans were actually quite good though compared to regular plans people get from their employer, with 0 copay and 0 deductible
I’m super skeptical of the 0 deductible plans. I’ve only ever seen them offered in situations where the plans can be expected to be not-great, both on the marketplace for both '25 and '26 (I’d never used the insurance marketplace before last year) and when working at a tiny company with less than 10 employees. I’m not sure how they work but given that I assume they end up costing more than plans with a deductible
I’m super skeptical of the 0 deductible plans. I’ve only ever seen them offered in situations where the plans can be expected to be not-great, both on the marketplace for both '25 and '26 (I’d never used the insurance marketplace before last year) and when working at a tiny company with less than 10 employees. I’m not sure how they work but given that I assume they end up costing more than plans with a deductible