There was actually a rule implemented by the Consumer Finance Protection Bureau shortly after the pandemic, to prevent medical debt from impacting your credit history. Because lots of Americans were suddenly finding themselves in an awful job market with tons of medical debt from being sick. But last year, the fifth circuit court of appeals (the one that presides over Texas and Louisiana, and which is stacked with conservative judges as part of the Southern Strategy) voided the rule and allowed medical debt to appear on credit reports again. The ruling from the conservative court also prohibited the CFPB from implementing similar rules in the future.

you have to wonder what kind of soulless, hateful, worthless pile of shit roughly packed into a humanoid shaped bag would look at medical debt not ruining peoples lives and go “You know what, thats not right. people need to be more fucking miserable” and sue to get it overturned.