Bunch of rentals in Seattle are requiring credit of 750+. I thought my 740 credit wasn’t half bad for only being in the credit game for like 6 months but it still can’t get me shit here
I just had to check… I’ve been paying bills and shit on time for 15+ years and I am barely at 748. I even have like 60k USD in available credit. How the fuck do they have a minimum of 750 like wtf.
On another note, something also crazy is that I noticed that when I bought my first home my credit dropped 100 points. The banks actually lowered my credit score on buying a house…
Age of accounts and utilization are huge factors, so if you’ve opened and closed a lot of accounts, and if you’re over 10% utilization then your score will come down. Leave accounts open even if you don’t use them. The age will help.
The easiest way to get an 800+ credit score is with a mortgage. If you have marginal credit taking the crappy mortgage will make your score better and you can refinance in 12-18 months and get a better deal.
Honestly, after 700, it doesn’t matter if you’re 765 or 800. You’re already approved.
Bunch of rentals in Seattle are requiring credit of 750+. I thought my 740 credit wasn’t half bad for only being in the credit game for like 6 months but it still can’t get me shit here
I just had to check… I’ve been paying bills and shit on time for 15+ years and I am barely at 748. I even have like 60k USD in available credit. How the fuck do they have a minimum of 750 like wtf.
On another note, something also crazy is that I noticed that when I bought my first home my credit dropped 100 points. The banks actually lowered my credit score on buying a house…
Age of accounts and utilization are huge factors, so if you’ve opened and closed a lot of accounts, and if you’re over 10% utilization then your score will come down. Leave accounts open even if you don’t use them. The age will help.
740 is great, don’t let those fuckers get you down.
To get a car financed I think above 715 is the best place to be.
The easiest way to get an 800+ credit score is with a mortgage. If you have marginal credit taking the crappy mortgage will make your score better and you can refinance in 12-18 months and get a better deal.