

I hate investing
Mutual Funds / Index funds are your best bet. (Look for descriptive words like “broad”, “mix” or “full market” in the description).
If you can, pick out one named “target retirement YYYY” with YYYY being within a few years of whatever year you will turn 67.
It will automatically follow investing best practices based on your current age - agrressive earlier, and very cautious later.
I’m not familiar with all the details of how it works
Perfect recipe to get ripped off. (Most people I know say that insurance/investment combined products suck. I’ve heard some disagreement whether they’re just a bad deal, or such a bad deal they ought to be a crime.)
We are well on our way.
I was confused before I made the switch. So many of the most useful kinds of apps weren’t maintained anymore by anyone on the Google Play store. I had this surreal feeling that the app ecosystem was getting worse every year.
And then I installed F-Droid and figured out where all of my favorite app developers went. ¯_(ツ)_/¯