What are you trying to guard against with backups? It sounds like your greatest concern is data loss from hardware failure.
The 3-2-1 approach exists because it addresses the different concerns about data loss: hardware failures, accidental deletion, physical disaster.
That drive in your safe isn’t a good backup - drives fail just as often when offline as online (I believe they fail more often when powered off, but I don’t have data to support that). That safe isn’t waterproof, and it’s fire resistance is designed to protect paper, not hard drives.
If this data is important enough to back up, then it’s worth having an off site copy of your backup. Backblaze is one way, but there are a number of cloud based storages that will work (Hetznet, etc).
As to your Windows/Linux concern, just have a consistent data storage location, treat that location as authoritative, and perform backups from there. For example - I have a server, a NAS, and an always-on external drive as part of my data duplication. The server is authoritative, laptops and phones continuously sync to it via Syncthing or Resilio Sync, and it duplicates to the NAS and external drives on a schedule. I never touch the NAS or external drives. The server also has a cloud backup.
Because I cook, and need that stuff back. I don’t have all day, I gotta cook again in a few hours.