• surewhynotlem@lemmy.world
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    25 days ago

    People are very bad at setting aside small amounts of money to save for large purchases. Especially when that purchase is “one day I might get real sick”. That is insurance.

    But that is also taxes, so we should just pay those and get healthcare for free.

    • BanMe@lemmy.world
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      25 days ago

      It’s also hard to put away like - well I had $330k of surgeries for a spontaneous pneumothorax about 15 years ago - most people will definitely not experience that. I was in my 20s. Who could save that much by then?

      So yeah everyone else in the state paid a little more to cover my bills. By the same token, when God gives a 6yo leukemia (his ways are mysterious lol) I pay a little more to cover her treatment. And by the same token, when someone is lucky enough not to be chosen by God for either of these experiences (hallowed be thy name) then he pays a little more for both of us, which is how he buys a society where he doesn’t have to watch a bunch of people die because God was having fun that day.

      So really let’s put the blame where it’s due here, and acknowledge that mankind attempts to introduce fairness into a system where the Lord (worship him lest you burn) is playing fast and loose with His children He loves so much.

    • SkunkWorkz@lemmy.world
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      25 days ago

      Insurance isn’t the same as savings though. Insurance is just a bet. The insurance company basically says “Give me $5000 this year and I will cover your health care costs if you ever accrue any this year otherwise I keep the money.” The insurance company just bets that most of their clients won’t put in any claims.

      Not to mention most people can never save enough money to cover the cost of a massive healthcare bill if they get into an accident or get cancer.