It was like 500-600 a month for two people a decade ago but the insurance plans on the exchange have gone up in price about a 100 monthly, every year. But they also dissappear after getting too high, so there are increasingly fewer plans from new or small providers. This year it’s 1200 monthly. These plans were actually quite good though compared to regular plans people get from their employer, with 0 copay and 0 deductible. For low income people on the exchange it cost them 0-100$ monthly for them, and the subsidies covered the entire plan cost up to around 1000$ a month. So last year you could have excellent health coverage for 50 dollars a month, but no longer.
The big problem of course was that without the universal mandate, the whole obamacare plan didn’t really work long term because the cost kept going up without any of the parts to keep that price down because of the Supreme court.
these plans were actually quite good though compared to regular plans people get from their employer, with 0 copay and 0 deductible
I’m super skeptical of the 0 deductible plans. I’ve only ever seen them offered in situations where the plans can be expected to be not-great, both on the marketplace for both '25 and '26 (I’d never used the insurance marketplace before last year) and when working at a tiny company with less than 10 employees. I’m not sure how they work but given that I assume they end up costing more than plans with a deductible
It was like 500-600 a month for two people a decade ago but the insurance plans on the exchange have gone up in price about a 100 monthly, every year. But they also dissappear after getting too high, so there are increasingly fewer plans from new or small providers. This year it’s 1200 monthly. These plans were actually quite good though compared to regular plans people get from their employer, with 0 copay and 0 deductible. For low income people on the exchange it cost them 0-100$ monthly for them, and the subsidies covered the entire plan cost up to around 1000$ a month. So last year you could have excellent health coverage for 50 dollars a month, but no longer.
The big problem of course was that without the universal mandate, the whole obamacare plan didn’t really work long term because the cost kept going up without any of the parts to keep that price down because of the Supreme court.
I’m super skeptical of the 0 deductible plans. I’ve only ever seen them offered in situations where the plans can be expected to be not-great, both on the marketplace for both '25 and '26 (I’d never used the insurance marketplace before last year) and when working at a tiny company with less than 10 employees. I’m not sure how they work but given that I assume they end up costing more than plans with a deductible