You make $65,000 (USD 🤢) in a dead end career doing nothing but showing up sometimes. Guaranteed employment without change in intensity or salary until retirement in 15 years at age 62. You receive 3 weeks paid vacation, reasonably priced medical, dental, and vision insurance, 401k matched at 2.5%, and virtually unlimited sick days as long as you don’t call out too often (>3x month). You are given 6 college credits per semester to use at the local university. You’re currently working on a PhD.
You live comfortably and have 1 year’s salary saved. Zero dependents.
Do you ride it out, or do you seek a career change before it’s too late.
I know, infinite unknown variables, but what would you do regardless?
UPDATE: I’m slightly taken aback by how many of you actually took the time out of your day/evening to reply to my personal crisis. I’ve think I’ve replied to everyone, which, in doing so, made this morning surprisingly sunnier. So thanks for that.
Adding some thing I’ve shared in replies. I’m a homeowner with zero debt aside from a very affordable mortgage. Purchased my car outright new in 2024, had household concerns addressed over past five years (new roof, HVAC systems, sump pump, water heater, shed, remodeled bathrooms), have three degrees, and a lifetime of piss poor fortune.
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As somebody who is quickly coming up on 2 years of unemployment, my recommendation is not to fuck with the job market right now even with a year’s expenses covered.
Are you happy?
Regardless of the answer, I’d follow this up with “Are you unhappy?” If you’re happy-ish or at least not unhappy, then the peace of mind that comes with job security is a big motivator.
You can always seek happier happiness outside of work so long as the work itself doesn’t promptly steal it all when you go in the next day.
I’m a contradiction. I’m no more unhappy than I am happy. Pay isn’t the best, but the certainty and creature comforts make it tolerable.
My take - based on everything you are saying in this thread, it sounds like you aren’t happy, but that you are balancing that unhappiness with potential unhappiness you are worried about facing if you were to try for another job.
You talk about pay and creature comforts - but you seem to be avoiding talking about meaning. What is your purpose in life? Because if this job facilitates that purpose, then by all means, keep it. But if it undermines it, then you should ditch it.
Like, imagine you are on your deathbed, and a young highschool boy comes to interview you about your life for a school project. He asks - what did you accomplish? What are you most proud of? What did you learn? What is a story you’d like to tell my class? What are your regrets? If you could do it all over again, what would you do differently?
What do you want your answers to be?
How has nobody suggested the obvious yet? Keep your current job while you interview, test the waters and see what’s out there. You might find something you enjoy more with a big enough raise to cover the college credits. You don’t have to quit to start looking elsewhere. I know you’re talking about career, not just job, but I’d argue the same still applies.
Finish the PhD, then get a new job.
$65k will be worth half of what it is or less in 10 years. You will, at best, get a raise of about 5% per year. You will see a 20% - 30% raise if you jump ship with the PhD provided you go for corporate positions (you’ll barely be treading water if you decide to teach).
The stability of the current job is an illusion - they will let you go the moment it becomes profitable for them to do so. The only person who can ensure you stability is you, and the only way you can do that is by maximizing your earning potential so you have enough wealth to survive a jobless period. Do not rely on unemployment benefits - they’re a joke and often arrive as much as a year late.
Source: I took the stable route at that same salary number. Was laid off after 10 years during COVID, while I was sick. My next position I jumped from 65k to 90k, and with the next to 110k within three years. It took over 18 months for me to receive my unemployment benefits.
Companies have no loyalty to you. You are a resource to be exploited. Treat them the same way, and you’ll be much wealthier and likely happier for it.
You’re focusing too much on what you are supposed to do and too little on what you could be doing.
I would grab this with both hands. Max out the education, and work on side projects that don’t impact the day job. I mean, that is what the “show up sometimes” means, right? Ya gotta warm the seat but you don’t have much to do? So fill that time with things that improve your skills!
52,832 more dollars a year than I survive on. Unless you think your job will evaporate soon you have a pretty good thing. Get your PhD. Keep your job as long as you can. Jumping at somthing new has a very good chance of blowing up in your face in this market. Caveat, I don’t work so what do I know? But if you aren’t severely depressed about it I’d stay
virtually unlimited sick days as long as you don’t call out too often (>3x month)
“virtually unlimited” = 36 days a year
Ride it out. No question. You have unlimited opportunities to grow outside the job.
No employer is going to hire a 47 year old. Too old to train and not enough experience in the field to be a good manager.
If you aren’t getting enough excitement from the job, go out and start dating or find a hobby.
Heck, the the year’s salary you have saved there are dozens of businesses you could start.
The fuck? I got my job around that age. And we hired our temp who is at least 65. And a treasury manager over 60 too.
It’s harder, I’m sure. But 47 is absolutely NOT too old to change careers, that’s nonsense.
This is more of where I’m leaning, but then I think I’m wasting my potential, without having any idea where to even exhibit potential.
I’m referred to as a “generalist” at work. I’m told that’s a good thing.
It doesn’t sound like a demanding job, just do whatever you feel exhibits your true potential with all the free time it gives you. If you get good enough that you can make that your career, then it’ll be a much less risky move. As long as the work doesn’t kill your soul and it’s not harmful to society or nature at large, it sounds like a great deal to me.
I don’t think I’d bother working on a PhD 15 years from retirement
Is it work from home? Might be able to swing a second job during the do nothing 8-5 to bump up the numbers if you’re able.
Sounds a hell of a lot better than the dead end job I just left. Are they hiring?
