• azimir@lemmy.ml
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    8 months ago

    The important piece of this to me is this: She made $1 mil on OnlyFans and $42k/year as a teacher. She wants to be a teacher despite making plenty of money from other sources. This tells me that unless you have other evidence of impropriety she’s someone we want in the classroom. It also reinforces my stance, along with plenty of other studies that have been performed, that a universal basic income won’t stop people from working.

    Pay people better and we’ll just keep working because we like it. It’s part of being human, but we shouldn’t be suffering to survive at the same time.

      • azimir@lemmy.ml
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        8 months ago

        Add in that id you don’t blow it all, you get to count the interest income. A long term investment gets about 6-7% per year. That’s actually more than the teaching job pay.

        • Omega@lemmy.world
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          8 months ago

          To go the other way, her tax bracket is a lot higher than the base salary alone would be. And if it’s $1m in a year, almost all of that will be in the highest bracket.

          • mosiacmango@lemm.ee
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            8 months ago

            If shes single, her combined effective federal and Missouri income tax is around 40%, so she took home roughly 600k. If she’s married, then her total effective tax is 25%, so she took home 750k.

            For the 600k investment at a conservative 4%, which right now you can get in some savings accounts, her interest alone would be 24k/yr. For the 750k, it would be 30k/yr.

            With a more realistic return of 7-8% in today’s high interest rate markets, both of those sums would net more than her old salary of 42k/yr.

    • Cethin@lemmy.zip
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      8 months ago

      People probably will choose to work on different things though. It’s harder to exploit a workforce that isn’t as desperate. That’s the real reason why UBI isn’t happening.

    • Pyr_Pressure@lemmy.ca
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      8 months ago

      I quit a job I really liked for one I didn’t like nearly as much because I hardly made more than minimum wage

      If I won the lottery I would go back to that first job and work for free.

      • SuddenDownpour@sh.itjust.works
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        8 months ago

        While I’d trust this person to do a good job better than the teachers hired by Catholic schools, being an Only Fans performer doesn’t really qualify you for that.

      • Echo Dot@feddit.uk
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        8 months ago

        My school had a sex ed class although I can’t honestly remember anything that we were told in it. But basically if students managed to get to the end of formal education without getting pregnant that was generally considered to be a success.

        They seriously had no real interest in educating students at all.

    • prettybunnys@sh.itjust.works
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      8 months ago

      Case in point to your last part:

      I was fired at the beginning of the year. I had sufficient funds I coulda retired if I wanted to. I’m not quite 40.

      It’s been 2 months and I am so fucking bored I got a job. I didn’t go get a part time job to fill my time, I got a job in my field continuing to work at “my level” because it fulfills me.

      I’m now able to do what I want because I want to rather than because of some existential need. My work product is WAY better.

    • neidu2@feddit.nl
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      8 months ago

      a universal basic income won’t stop people from working

      A bit offtopic, but I came to the same conclusion during a somewhat philosophical discussion with a friend who expressed skepticism with the increased automation aspect of the world, and we extrapolated this into a hypothetical world where almost everything was automated.

      His concern was that one day humanity could find themselves dependent on an automated system over which they had no control.

      My response, being a bit of a techno-optimist, was that:

      1. We kind of already do
      2. Someone has to keep this system running
      3. Even if I was paid an UBI, I would still like to be part of #2.

      I’m the kind of guy who makes the little gears spin so that the cog can turn, and I derive entertainment from reviving broken complex systems, and I wouldn’t want it any other way

      • abraxas@sh.itjust.works
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        8 months ago

        There are valid criticisms to UBI (usually specific to each implementation), but “lazy workers” will never be one of them.

      • Baylahoo@lemmy.world
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        8 months ago

        I completely agree. I tinker and change my PC to parts because it’s fun. Did it make a difference to performance? Kinda. Was the effort put forth because of performance alone? No. People like making Legos and just put them on a shelf. There are consumer products where the customer is paying to do the work themselves for little gain above the fun of the journey. Why wouldn’t it expand to many other areas? And if there’s not enough people willing to do something, make it worth their while to fix it, but that’s already a problem and UBI isn’t the big smoking gun people claim it to be.

      • Ann Archy@lemmy.world
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        8 months ago

        We ARE dependent on systems over which we have no control, since a LONG time, the hell are you on about? One cog in this machinery busts, and you die, and you won’t be able to do a thing about it.

        Edit: jesus I was drunk when I wrote this shit, sorry

    • Ann Archy@lemmy.world
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      8 months ago

      I can see a problem with kids in her school starting to see her as a sex worker rather than a teacher.

    • Wrench@lemmy.world
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      8 months ago

      You can’t retire on $1m net worth. That’s not even a house in lots of areas.

      It definitely helps. But giving up my career for $1m would be a very bad investment.

      • BombOmOm@lemmy.world
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        8 months ago

        Average investment returns are (conservatively) 8% per year, with a safe draw down being 4% per year. Which means she can safely withdraw $40,000/yr indefinitely without her investment decreasing in value over the long run.

        Easily enough to retire in a decent cost of living area if she wishes, or work a small side job to boost her income to support a higher cost of living.

        • NotMyOldRedditName@lemmy.world
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          8 months ago

          The safe withdraw for an extended early retirement is 3.5%

          With 4%, while the chance is small, you could end up running out of money.

          Someone did all the numbers for 35-40+ years looking back historically, and there were 4 or 5 years where if you started then and didn’t adjust your plan, you’d run out of cash.

          There were 0 scenarios where 3.5% ran out

        • leclownfou@sh.itjust.works
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          8 months ago

          Especially considering she was making $42k annually as a teacher (according to another comment, I didn’t actually read the article). So she was able to live on roughly that amount already.

          Realistically, she could continue to create OnlyFans content for some time and make and invest more than the initial $1m.

        • Hadriscus@lemm.ee
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          8 months ago

          yea but you can teach all life long, whereas on Onlyfans you… uh,… nevermind

          y’all misunderstood my post, I think. I was trying to joke about the fact that even if you’re getting on in years, there will always be an audience for your OnlyFans. Anywayyyy

      • Dozzi92@lemmy.world
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        8 months ago

        Yeah, except she can go makeinimum wage working full time for benefits and call it a day. You can live on minimum wage if you also have a mil in the bank to start. One door closed but a bunch of others opened. She can do that job you want that you don’t do because it doesn’t pay much.

        • Wrench@lemmy.world
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          8 months ago

          Working full time isn’t retiring.

          You also have a weird notion about benefits, and employers willingness to give full time hours so you even qualify. But that’s not even the slightest bit related to this discussion.

          • bassomitron@lemmy.world
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            8 months ago

            Most folks with the degree and certification required to teach can find another full-time job that offers benefits, e.g. health insurance (which even a million dollars will get burned up quickly if a serious medical issue arises and you have no insurance).

            But I think the point you’re missing is that she can continue making shit loads of money on OF for as long as she can while also working another job, as OF isn’t exactly something you need to 8 hours a day to do (though, some models probably do when you factor in advertising and getting your name/rep established).

      • Thorny_Insight@lemm.ee
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        8 months ago

        You can’t pay for groceries with your net worth but given million bucks I’d retire immediately. That amount of money invested to the stock market pays around 50 - 70k interests every year and you get to keep the million.

      • jkrtn@lemmy.ml
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        8 months ago

        Someone else calculated that $1 million is about 30 years of the teaching salary. So you cannot retire on a career either.

        If I were forced to choose I’d take the $1 million up front over a low-paying career and let it grow in the market while I found other work to avoid using it. $1 million up front over $1.3 million across 40-some years is a very good investment. Consider the decreased value of future money.

        • fidodo@lemmy.world
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          8 months ago

          Not only that, 1 mil invested and making a modest 5% a year will return more than the teaching salary for doing nothing.

      • fidodo@lemmy.world
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        8 months ago

        If you get a modest 5% return on that mil that’s $50k per year, which is more than her teaching salary for doing nothing.