Oh good, I thought this was about the Linux distro.
I thought “Oh no! Did Canonical get jealous and do something nefarious?”
LMDE basically exists for such an event.
What I’m gathering from this thread is that too many things are named mint.
I just told my wife Mint was shutting down and she gasped, frozen in shock. I was thinking she was taking it really hard. Took me a minute before I realized she thought I was talking about our favorite Indian restaurant.
Thank god, I thought this was about the herb.
The herb is a weed that can’t be killed once it gains a foothold.
What’d you put it on your foot for dummy
It is insane how well it grows and spreads.
You should dry and sell it…
You’d make a mint.
Well that’s just the thing, I’ve already made the damn mint!
Unlike the company
That’s good if you have a middle eastern diet.
That’s the truth right there, we planted some in our edible garden this summer and it overtook everything. Crazy.
I used to use Mint before they got acquired, I stopped in 2012ish for security concerns because back then the way you connected was just giving them your password.
Also it broke all the time and my student loans got stuck while my checking accounts didn’t so it ruined my net worth chart which was like 80% of why I liked it.
But, shame it’s shutting down even if I didn’t like it I’m sure it was useful to others.
Mint very quickly gave me the feeling of original devs cashing out just in time before the new owners found out its intervals were toothpicks intricately held together
That’s the dream
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Oh man I thought I was going to have to get another mobile provider. But thank goodness it’s not about Mint mobile
same here, thought my 1 year data top-up was a waste…
If someone is looking for a local hosted budgeting alternative, consider using Actual Budget. It’s an open source app that’s similar to YNAB
https://github.com/actualbudget/actual
Edit:
Also this is an interesting read from the original developer of Actual. Basically, it started as a closed source web app funded by a subscription model. When the business failed, he decided to open source it
As a user of YNAB, I’m glad there’s an open source option, as well. The method/approach really clicked for me.
Wow thank you so much! I have been looking for an alternative to YNAB. 🥹
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Oh thank goodness, I thought this was about junior mints.
Pretty much just gone back to a spreadsheet.
insights about spending up and down per category and automatic categorization was pretty nice.
Budget targets were nice.
I’ve been meaning to look around for something self hosted or FOSS.
I just set this up myself a few days ago, though because it doesn’t sync for non-EU banks, I haven’t gone further yet.
It’s awesome. I recommend not linking bank accounts anyways and doing all transactions manually. Helps with keeping track with your budget better, imo.
Problem is when you procrastinate because manually importing transactions and correcting them is just annoying enough to make it a hassle. Then the transaction batch gets too large and you can’t remember details anymore so you give up and don’t track your budget at all.
That’s been my experience in the past at least.
This. I went back to my XLS because it’s much easier to manage and massage the data.
I did like some parts of Actual Budget, and incorporated them into my spreadsheet.
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I personally use Budget with Buckets and it’s working quite well.
I just sync my file to a common server for my backup and syncing.
Oh thank heavens, I thought they were shutting down the economies of Mexico, Indonesia, Nigeria and Turkey
To those who have already switched (whether to Credit Karma or another service): What are you using and why do you like it?
I’ve used !ynab@lemmy.world for a while and love it. It’s helped me get out and stay out of debt for 8 years now.
Ew subscription budgeting.
Anyone thinking of looking into this ^ it’s a subscription product. Saved you a click.
Yes, good services do tend to cost money. Been worth every penny in my experience
Paying for software is fine. Paying way more in perpetuity because fuck you is trash.
Being condescending is even more trash.
And it’s worth it. It will save you more than you pay for it
I switched before this because I wanted to keep an eye on my credit score. Credit Karma gives me both scores and with more detail than I was getting from Mint.
Does credit karma still at least post transactions? Can’t check myself until I get home from work.
No. I can’t see how I spend my money on there unfortunately. It’s also big on advertising like “you should get another credit card. Here’s some preapproved offers!”
But Tbf, I barely notice the lack because Mint could never get my transactions right anyway and was constantly disconnecting accounts.
I’d recommend avoiding Credit Karma. It was great until it was bought by Intuit a couple of years ago. I don’t know that it’s changed a ton yet, but Intuit, so if it hasn’t enjoy that while it lasts I guess.
I guess it depends on what you’re using Mint for, but I’ve been getting a lot of use out of Empower (formerly Personal Capital) for tracking all my accounts in one place. No subscription or anything, just some pressure, sometimes including phone calls, to use their financial advisor services.
I’ve had an account with Credit Karma for ages and I’m not sure what service they offer that would be comparable, but they were bought by Intuit a few years ago, so I’d find it hard to recommend them for much anymore.
Damn I still use this. Now what should I use for budgeting?
Gnucash can do this and is floss so won’t really go away.
The main draw of Mint for me was how it pulled all transactions from all of my financial institutions. Can GnuCash do that too or is it just a FOSS alternative of QuickBooks?
I guess it’s like quickbooks. It can import financial institutions transactions downloads I believe.
Do I need to know programming or enjoy spreadsheets to use this?
It’s more complicated than just a spreadsheet but not as complicated as regular programming. You will want to learn general accounting practices like double entry bookkeeping to really understand how to use it though.
Hmm, okay, then it’s not what I’m looking for.
No more than you needed to use quicken back in the day.
I use YNAB and really like it
I’ve been checking YNAB out. I really like that it has an API subscribers can use.
One of my complaints is that it doesn’t seem to have rule-based categorization, but I may just write a script (or find someone else’s) that interacts with the API.
Do you mean rule-based by Payee? That’s definitely something it does.
It could be that I misunderstood, but I mean something like Mint’s feature where you can have it do something like this: “Always rename ‘YRBNK PMT’ as ‘Your Bank Payment’ and categorize as Credit Card Payment”.
Yeah - totally possible.
Ah, excellent, thanks. That’s one of the things I use most in Mint.
I’ve tried many over the years, and I keep going back to YNAB. Been happy using it for the better part of 4-5 years now.
I use budget with buckets. Similar to ynab, however syncing, if you want it, only costs $15/year. Free unlimited trial.
Can Budget with Buckets pull itemized transactions from my credit card and bank institutions like Mint?
Yup, you can either set up macros (never used these) or pay for simplefinbridge (1.50/month or 15 bucks/year)
Personal capital works for me
I’m really liking Tiller.
I found it much easier than YNAB to understand and it all stays in a spreadsheet I control.
I’ve been using Rocket Money. It has mostly the same functionality as Mint, but seems to work a lot better. It also doesn’t wait 5 days to notify me of deposits like Mint does.
It’s not free but I moved to monarch money and am very happy with everything other than the janky sync for amex cards.
Same, goddamnit. I hope they have some sort of option to export out all my data to bring somewhere else, though I doubt it.
My wife and I have had success with YNAB
Have several credit cards for your categories, and use the same checking account to autopay for all. View credit card statements for breakouts and ytd expenditure for each category.
Just a heads up that the Citi custom cash card gives you 5% back on the most spent category, great for rarely boosted categories like gas or groceries.
Seems to mesh really well with your budgeting method. Limited to one per person, but if you have anyone you trust to be an authorized user you can each have one to have two such categories.
that’s a new card. i haven’t looked over options in a while. thanks.
Hu? I have over a dozen categories lol.
Wow. That many! I have half of that.
Praise the Nine I thought this was about US Mint.
I thought this affected Doublemint gum.
Would it then just be singlemint? Or would it be double gum?
Been wanting to switch to a local-only solution for ages, guess they’re forcing me to hurry up :D
I made the move years ago and haven’t regretted it at all. I just hate that most of the solutions are subscription crap (looking at you YNAB) though the one I use is a pay once service unless you pay for the bank connection.
I got YNAB 4 in a Steam sale before it was delisted and I don’t understand what the subscription version could possibly add to make it worth the cost. Having it connect to your accounts is more convenient than downloading OFX files, but that’s not worth $99/year.
I tried YNAB 4 back in the day, but in the end decided to go with Moneydance.
I just heard about Cashew which I think ima try and switch to. What are you on?
I use Moneydance, it isn’t the prettiest program out there, but it does what I need better than anything else I’ve tried and is available for every platform you can think of. I like that it is a one time cost as well, paying a subscription for this type of software seems insane to me.
Such a thing exists? I haven’t been able to find something that will connect to my accounts and pull data automatically.
Ah nothing that pulls the data automatically but, I stopped sharing my bank passwords with them anyway cause it felt kinda sketch haha
I feel that same, I stopped using mint for that reason but I haven’t found a self hosted replacement yet.
The “Sunset” edition of Microsoft Money is still available for free, although not directly from Microsoft anymore. It’s old but it can handle regular accounts and investment accounts; no online functionality, but it supports importing OFX files, and QFX files if you change the file extension.
Well, crap. I use mint to track net spending and give me a forward budget. Time to find something new, I guess.
Mon dieu! I thought it was the Indian buffet near Pittsburgh
